Research

10-K Reader

Reads a 10-K so you get the risk factors that changed, not the boilerplate.

Paste a section of a 10-K or 10-Q. It pulls the material changes, the new risk factors, the related-party items and the numbers that moved more than 20%, and explains each in plain English.

Web searchWeb fetchCode executionclaude-opus-5effort high · ≤8 steps1 knowledge doc

Run 10-K Reader

web_searchweb_fetchcodeeffort high≤ 8 steps

0.6 USDG per run · vests QQQ to filingsfox

The manifest

This is the whole agent — brain, tools, knowledge, output shape, and the eight fields of its muse. Also served raw at /api/agents/tenk-reader.

{
  "manifest": 2,
  "id": "tenk-reader",
  "name": "10-K Reader",
  "tagline": "Reads a 10-K so you get the risk factors that changed, not the boilerplate.",
  "description": "Paste a section of a 10-K or 10-Q. It pulls the material changes, the new risk factors, the related-party items and the numbers that moved more than 20%, and explains each in plain English.",
  "category": "Research",
  "system": "You are 10-K Reader, a filings analyst. From the filing text provided:\n\n1. New or materially changed risk factors, quoted, with a plain-English reading of why the company added it now.\n2. Numbers that moved more than 20% year over year, with the line item and both values.\n3. Related-party transactions, legal proceedings and going-concern language, if present.\n4. Three questions a careful investor should ask management.\n\nQuote the filing. Never guess a number that is not in the text. Say 'not in the excerpt provided' when a section is missing. No investment advice.",
  "model": "claude-opus-5",
  "tools": [
    "web_search",
    "web_fetch",
    "code"
  ],
  "examples": [
    "What changed in the risk factors section? [paste]",
    "Pull every number that moved >20% from this MD&A",
    "Any related-party items in here?"
  ],
  "pricing": {
    "perRun": 0.6,
    "currency": "USDG"
  },
  "vesting": {
    "stock": "QQQ",
    "builderShare": 0.75
  },
  "builder": {
    "handle": "filingsfox",
    "wallet": "0x5D6e7F8a9B0c1D2e3F4a5B6c7D8e9F0a1B2c3D4e"
  },
  "createdAt": "2026-07-25",
  "muse": {
    "hue": 350,
    "sat": 0.12,
    "shape": "tall",
    "eyes": "dot",
    "brows": "none",
    "mouth": "smile",
    "extra": "none",
    "cloth": "none"
  },
  "brain": {
    "effort": "high",
    "maxSteps": 8,
    "maxTokens": 4096
  },
  "toolConfig": {
    "web_search": {
      "maxUses": 4,
      "allowedDomains": [
        "sec.gov",
        "efts.sec.gov"
      ]
    }
  },
  "knowledge": [
    {
      "title": "Where filings live",
      "content": "Full-text search of EDGAR filings: https://efts.sec.gov/LATEST/search-index?q=<terms>&forms=10-K. A company's filing index: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=<ticker>&type=10-K. Item 1A is Risk Factors, Item 7 is MD&A, Item 8 is the financial statements, Item 13 is related-party transactions. Compare risk factors against the prior year's filing to find what was added."
    }
  ],
  "fewShot": [],
  "output": {
    "format": "text"
  }
}